Pricing

Two plans. No setup fee. Quit any month.

Start on the free plan with no card. Upgrade when you want the full letter, the PDF, and certified mail — cancel in one click, any month.

Most people choose this
Pro
$19.20/month
billed yearly

The full instrument: parsing, unlimited letters, analysis, comparison.

Unlimited AI dispute letters
Credit report upload & parsing
Dispute-opportunity analysis
Report-over-report comparison
Clean PDFs, priority support
Pro+
$27.20/month
billed yearly

Everything, plus the mailroom: certified mail and automated follow-up.

Everything in Pro
USPS Certified Mail from the app ($4.99/letter)
Automated 30-day tracking & reminders
Score-impact estimator
Specialty-agency disputes, dedicated support
The pledge, in writing

No contracts. No $99 enrollment fee setup fees, ever.

Cancel in one click. 30-day money-back guarantee on paid plans. Your data survives downgrades.
Line by line

Against the repair companies, honestly.

FeatureScoreWipeRepair Co.
Monthly priceFrom $19.20$70–$140
Setup / enrollment fee$0$69–$149
You see every letter before it sendsrarely
30-day deadline tracking
Certified mail per letter$4.99$8–$15
ContractsNoneMulti-month
Billing questions

No traps. No contracts.

Can I try it before I pay?

Yes. The free plan needs no card: upload a report, let us read it, and see a preview of your first letter. Upgrade when you want the full letter, the PDF, and certified mail.

Can I change plans later?

Anytime, from settings. Upgrades prorate; downgrades take effect next cycle. Nothing is deleted when you downgrade.

Money-back guarantee?

30 days, full refund, no questions. Email us and it's done.

What happens if I cancel?

You keep access until the period ends; after that your file is read-only until you resubscribe. Accounts, letters, and history stay intact.

Your move

Take control of your credit. Start free.

Start free — no card
No card to start. Cancel in one click.